Maddox Laffoon Helping People in Thurston County

I can’t thank the folks at Maddox & laffoon enough. I could not possibly have navigated through the social security disability application process without Jeanette’s legal assistants help. They helped me through the application process all the way and helped me understand the questions. They then take it from there and submit it for you and stay right with you through the process of answering any questions or document requests from Social Security. I was approved for my social security disability in one month. Now obviously that is not the norm but I believe it was moved along the chain a lot faster with the assistance of Maddox & laffoon. Highly recommended. – Kathy Davenport-Schramm

Thank you Kathy! We appreciate your kind words.

Social Security and Disability rights can be a tricky thing to navigate and it’s almost imperative to have someone on your side that understands the process. Because laws and rules change all the time, it’s practically like alphabet soup to understand everything yourself. Maddox Laffoon

But with the right team, and I do mean team, behind you, you can process and figure out exactly what you need, when, and how. Our team is not just the attorneys, but everyone in the office that helps each and every client. Most people have no idea where to start, which is where we come in.

Having represented thousands of clients in disability cases since 1980, Maddox & Laffoon, P.S. of Olympia, WA is your experienced choice dedicated to helping improve your quality of life. When you visit our law office, you will soon understand this commitment to your needs. Our entire staff always works together as a team with your needs in mind. 

Give us a call today to understand your rights when it comes to social security and disability benefits. This is what we specialize in and can help make the entire process as stress-free as possible.

How Do I Provide for Myself While Waiting for My Benefits?

How Do I Provide for Myself While Waiting for My Benefits?

It’s no secret that the whole process of applying for and receiving disability can be quite lengthy. Not to mention, the fact that you’re often denied the first time you apply. So, how does one make ends meet while they’re waiting? Here are some tips on how to do just that:

Tip #1: Work in the Mean TimeHow Do I Provide for Myself While Waiting for My Benefits?

It is possible to work and also file for disability benefits, though it can be a little tricky. Any work you do must not be the kind or amount that will disqualify you for benefits. The Social Security Administration (SSA) also has two types of disability benefits for which you may apply. Each program has its own financial eligibility standards.

  • With Social Security Disability Insurance (SSDI), you cannot earn more than what is considered “substantial gainful activity” or SGA. In 2015, SGA was set at $1,090.00 a month.
  • With Supplemental Security Income (SSI), you can’t have a large amount of income or other assets, since this is a need-based program. Only certain income and assets count toward eligibility and the calculation of countable income and assets is complex.

It’s highly plausible that any income from employment will put your eligibility for SSI at risk, but income from employment may or may not affect SSDI eligibility. A disability professional can help you understand how working in particular kinds of jobs or a certain number of hours can affect your eligibility.

Tip #2: Apply for Support in Other Ways

While you wait for disability benefits to be approved, consider seeking assistance through other local, state, and federal support programs. Some might include:

There just may be additional programs for which you might qualify. The local family social services office or Department of Social Services is the place to start.

Tip #3: Find Other Sources of Support

Realize that you may have other sources of financial assistance you can get access to while you wait for benefits.

  • If you own a home, you may be able to refinance or take out a home equity loan.
  • If you have friends or family who are willing and able to help, consider accepting their aid.
  • You may be able to borrow against or cash out a 401k or life insurance plan.

These ideas may seem extreme, but your financial circumstance may deem it necessary for you to take aggressive steps to ensure you can get by while you wait for disability benefits.

BE Forewarned:

Unemployment Benefits and Social Security Disability

Unemployment benefits are a source of income for anyone who finds themselves without work, but these benefits are often not a practical solution for people awaiting a disability determination from the SSA. This is because Unemployment is a program for people who expect to be able to work at some point in the near future. Disability benefits on the other hand are designed for people who expect to be unable to work for a year or longer.

These programs fundamentally contradict one another, so even an application for Unemployment may cause you to be denied disability benefits. Additionally, if you’re eventually approved for disability benefits and you’ve recently received Unemployment benefits, you may have to pay them back.

Speeding up the Disability Application and Review Processes

For the most part, the time it takes to get a decision on your disability claim is out of your control. However, having a disability attorney on your side can make the process run more smoothly. They can help you build a stronger and clear cut claim for benefits, leading to a faster approval.